Living the Cliche
It’s December. It’s Christmas. It’s the gift-giving season. Everyone’s headed to the mall, with pockets brimming with cash from 13th-month pays and bonuses. Except it’s not exactly true these days, right? I received a forwarded mail from a friend highlighting the effects of recession. Among the things listed are “pay any existing loan ASAP,” “don’t leave your current job as companies will be cutting down employees on a last-in/first-out basis,” and “do not apply for new loans.” Sounds like good advice, economic distress or no. There’s nothing I can no more wrong these days than make a cash advance on a credit card to buy unnecessary and expensive things. But, hey, I’m not saying don’t buy and give away gifts. I’ll wholeheartedly take whatever you’ll drop my way.