Someone called me today about a sort of tie up between my credit card company and a leading insurance provider. She was explaining to me that with just PhP650 monthly to be billed directly on my credit card, I get full disability insurance benefits and other benefits in the event of (*knock-on-wood*) death because of sickness or unexpected events. I was seriously considering her offer, but I thought already having a somehow similar coverage with other companies, it will be impractical to maintain another one. Maybe if I understand these things better, I’ll know if I’m definitely if I’m indeed being practical or if I’m passing up an excellent offer. Well, maybe I should start reading on insurance and stuff; I don’t think it could hurt, save for a few minutes of my time.